2025 PROFESSIONAL ONLINE M05 TRAINING MATERIALS HELP YOU PASS M05 EASILY

2025 Professional Online M05 Training Materials Help You Pass M05 Easily

2025 Professional Online M05 Training Materials Help You Pass M05 Easily

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CII Insurance law (IL) Exam Sample Questions (Q15-Q20):

NEW QUESTION # 15
When an insurer is aware that the total value of stock is more than the sum insured and issues a policy on this basis, this is known as

  • A. a real statement.
  • B. a first loss policy.
  • C. an indemnity policy.
  • D. a new for old policy.

Answer: B


NEW QUESTION # 16
Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?

  • A. 3 years.
  • B. 15 years.
  • C. 6 years.
  • D. 9 years.

Answer: A


NEW QUESTION # 17
In terms of private motor insurance, a renewal offer can be accepted

  • A. only by the proposer personally.
  • B. only by written communication.
  • C. by the proposer acting in reliance of the offer.
  • D. by any third party.

Answer: C


NEW QUESTION # 18
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of a corporation aggregate?

  • A. It is a legal person representing one official position.
  • B. It is answerable to its shareholders or members.
  • C. It is not treated as a separate legal entity.
  • D. It is an organisation with a separate legal existence to its membership.

Answer: B,D


NEW QUESTION # 19
For this question more than 1 option is correct. You must select ail the correct options to gain the mark.
In what circumstances does the Fires Prevention (Metropolis) Act 1774 require insurance companies to ensure that claims monies are used to rebuild or reinstate buildings destroyed or damaged by fire?

  • A. When fraud or arson by the insured is suspected.
  • B. Where the building was destroyed by an explosion.
  • C. Where there is underinsurance.
  • D. Upon the request of any person(s) interested in the buildings.

Answer: A,D


NEW QUESTION # 20
......

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